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Health Insurance


Westminster, CO
Updated Thursday, July 29, 2010 3:46 PM
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Health Insurance Facts 

 The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance top priority if you want to have your health expenses covered at a reasonable cost. The current health insurance system is quite complex and constantly changing.  Some Insurer’s may not cover your auto accident! 

 Important Information & Links

Can't afford traditional health insurance?  CONTACT US to set up a mix of supplemental and traditional coverage's.  

Important Notice New COBRA information

COBRA versus Colorado continuation/conversion

Private Health Insurance Coverage under H.R. 3590

Legislation Will Impact Your Individual and Employer Clients March 25, 2010

 

Group Health Quote - Click to start your Cencus!

For more information: (click below)

We can do all the work for You just Contact Us


Personal Health Quote: 

Get Your Quote and Policy Now. 

We can do all the work for You just Contact Us 


 

What are my health insurance choices? 

Health Insurance – When your employer offers health benefits, you're in control. You may get to choose a plan that suits you best and use a personal spending account to pay for healthcare expenses. We provide the information you need to make a choice that's best for you.

 


  Health and/or Supplemental Insurance 

There are a variety of types of health insurance and a variety of ways health insurance policies can be issued.  Types of health insurance include:

Policies that offer comprehensive or “major medical” coverage; Policies that provide limited benefits, such as:

 

Employee Benefits

Group Health and Ancillary Benefits

Aetna 
AFLAC
Allied National Administrators
Anthem
American Worker Plan
 Capital Benefits Group
Continental American Insurance Co
Great-West Healthcare
GroupLink
Humana
Insurers Administrative Corp
Kaiser
Kansas City Life
Madison National Life
Securian Life
Sentinel Health Plans
Starmark
 Trustmark Life Insurance Company
 United Healthcare

We Broker these Insurer's, in order to Quote your Organization, complete our Census.  All Insurers need this information to give an accurate quote.

 

We will tailor a program that fits your needs, not sell you a box program that most Agents fit you into!

 

Hospital and surgery benefits only:

 

 

  1. Accidental injuries
  2. Dental
  3. Vision
  4. Specified diseases such as cancer
  5. Medicare supplements
  6. Long-term care
  7. Disability income 
     

 

Health Benefit Plans:

 

Basic Plans - approximate the lowest level of coverage in the small group market.

 

  •   Indemnity

  •   Preferred Provider Organization (PPO)

  •   Health Maintenance Organization (HMO)

 

Standard Plans - approximate the average level of coverage in the small group market.

 

  •   Indemnity

  •   Preferred Provider Organization (PPO)

  •   Health Maintenance Organization (HMO)

 

Supplemental Insurance - to save money add seperatly from your policy. (click below)


Our Payroll Service can save you money over other services that package discount for your Health Insurance, then charge you more for their payroll service. 

 

We offer The Single-Point Billing service provider reconciles the different carrier invoices and distributes the funds accordingly. All that is left for the employer to do is to issue one check for all premiums deducted.

 

A single deduction can be made for any number of benefits. This will free up "deduction slots" in a payroll system in order for a benefits package to be expanded.  Rates starting at $1.25 per month per employee.